Terms & Conditions

Terms and conditions

These terms and conditions apply to your use of www.fit4lifeguides.com and its goods and services. The website www.fit4lifeguides.com is owned by METADERIVATIVE SERVICES LIMITED, with offices located at Nigeria. If you are not willing or can not be bound to the following terms and conditions then please do not use this website.

The website www.fit4lifeguides.com will not grant you the right to access browse or gain access to its full products and services if you are not able to be bound by all of the terms and conditions of this agreement.

If you do not abide by the provisions of these terms and conditions then you agree that we may deactivate your account or delete your user account.


By using these services then you accept these terms and conditions and you agree to be legally bound by them.

From time to time we may make changes to these terms and conditions at our sole discretion. Any changes that we have made will become effective immediately and your continued use of the website fit4lifeguides.com after such changes have been made signifies that you agree to be bound by the updated terms and conditions.

At our sole discretion and without prior notice or any liability we may discontinue or modify any aspect of our services including but not limited to i) restricting the services that are available, ii) restricting the amount of use permitted, iii) restricting or terminating a user’s right to use the services and iv) changing any of the features or content that are provided by the services.

You agree that any termination or cancellation of your access to or use of our services may be effected without prior notice. Furthermore, you agree that we shall not be liable to you or to any third party for any termination or cancellation of your access and use of our services.


We do not permit individuals under the age of 18 years to become a registered user of our services. By using these services then you agree that you are of at least 18 years of age and that you have the right and authority to be able to enter into an agreement with fit4lifeguides.com as per these terms and conditions.

Due to the physical nature of some of the content that we offer, we recommend that you do not use any of our services if you have any injury or physical ailment. We do not offer any medical advice and if you believe that you have a physical issue then this should be discussed with a medical professional.


The website fit4lifeguides.com offers a free, no subscription service to access health and fitness content. All customers will need in order to access the content is to create an account, setting up an account is free.

Payments must be made upfront and in full for all items or courses which are selected for purchase. All items are priced differently and will be clearly labelled next to the item on the site. Customers will be reminded of the price again before they proceed to payment.

There are no shipping or handling fees for any of the content that is sold. All purchases will be emailed direct to the customers inbox.

Customers must pay for all of the content in advance of receiving their links to download the purchased items.

Requests for refunds must be submitted to us using the form on our contact page within 7 days of purchase. 

If approved, a refund may take up to 5-7 working days to be processed depending on the customers bank. Refunds will also only ever be refunded to the card used to make a purchase. 

The following billing descriptor METADERIVATIVE SERVICE LEKKI will be displayed on your future credit card statements. 


In order to access and use all of the features on fit4lifeguides.com customers will be required to fill in a user registration form. Customers will represent and warrant that all of the user information that they have provided as part of the registration or otherwise is true and correct.

As a registered user of fit4lifeguides.com customers are responsible for maintaining the security of their own accounts and their account information.

Customers may not use the account or username of another member at any time.

Customers must notify us immediately if they suspect that there has been any unauthorised use of their account including suspected breach of security or theft or loss.

Customers are entirely responsible for all activity which takes place under their account. We will not be liable for any loss that you may incur as a result of someone else using your account, either with or without your knowledge.


Subject to your continued compliance with these terms and conditions, the website fit4lifeguides.com grants you a non-exclusive, non-transferable, non-sublicensable and limited license to access and use our products and services.

Use of these services is for your own and non-commercial use only.

The services or content on fit4lifeguides.com may not be reproduced, duplicated, copied, modified, sold, resold, distributed or otherwise exploited for any commercial purpose without the express prior consent from www.fit4lifeguides.com.

Furthermore customers will not modify or alter the content or otherwise create derivative works of the content or attempt to create the source code of the content.


The website www.fit4lifeguides.com on behalf of itself and its affiliates and any third party companies which provide services on its behalf, licensors and suppliers hereby disclaims all warranties. The products, offerings, content and materials provided by www.fit4lifeguides.com are provided on an “as is” basis and without any warranties of any kind, either express or implied. To the fullest extent which is permitted by law, www.fit4lifeguides.com on behalf of itself and its affiliates, disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose, title, compatibility, security accuracy or non-infringement. Neither www.fit4lifeguides.com nor any of its suppliers warrant that the content or the website will be uninterrupted or error free, that any defects will be corrected or that the website be free of any viruses or other harmful components.

Any product, content or offering which is downloaded by the customer is download at your own sole risk and you will be solely responsible for any damage to your computer system or devices or any loss of data which results from the downloading of any of the products or website content.

Neither www.fit4lifeguides.com or any of its affiliates, licensors, business customers or service providers warrant or make any representations regarding the use or the results of the products, offerings, content and materials in these services in terms of their correctness, their accuracy or their reliability.


You expressly understand and agree that in no event shall www.fit4lifeguides.com or its affiliates or any third party service providers, licensors and suppliers be liable for any direct, indirect, incidental, special, consequential or exemplary or punitive damages or any other damages whatsoever, including but not limited to loss of profits, goodwill, use of data or any other intangible losses even when we have been advised of the possibility of such damages arising out of or resulting from a) the use or the inability to use the services, b) the use of the content or any other material which is sold on the website, c) unauthorised access to or alterations of any transmissions of data and d) any other matter which is in relation to the services.


You agree to indemnify and hold harmless www.fit4lifeguides.com and its affiliates as well as our respective officers and our employees from any and all third party claims and actions, demands, causes of action, liability, damages and/or costs including any legal fees which arise from your improper use of the service or your violation of these terms and conditions.


These terms and conditions will remain in full force and effect for the duration that you use our services and we may terminate your use of or access to the service in accordance with these terms and conditions.


If you have any questions about anything contained in these terms and conditions then please get in touch with us as soon as possible.